You won't be charged interest if you pay off the entire balance within the grace period each month
So my starting off point for this deck was that $20 upgrade from the same source as the Arcane Wizardry one I did
During your opponent's turn, if this card is in your GY (Quick Effect): You can target 1 WATER Xyz Monster you control
Keller and Colleyville : If youre in Keller or Colleyville, were conveniently located nearby, so you can get your cards graded without any hassle
It might not be a lot of lore, but a repeatable engine turn after turn can get you to a lore victory before long
Hivis of the Scale allowed you to gain control of target Dragon, whereas Zirilan of the Claw turned all Dragons in your deck into Ball Lightnings, allowing you to search your library for one to put into play, unaffected by summoning sickness and then remove it from the game at the end of the turn